Synchrony HOME Credit Card | Synchrony (2024)

FAQs

What type of card is Synchrony Home? ›

You can use your Synchrony Home Credit Card at the 30+ partner stores that participate in Synchrony's "Home Program." The Synchrony Home Credit Card is a store card, which means that it is not backed by any major credit card network and only works at affiliated locations.

Yes, you can use your Synchrony credit card on Amazon as long as it is one of the accepted payment methods on the website. When checking out, simply select your Synchrony credit card as the payment option and enter the required information to complete the transaction.

Best Buy Home Furnishings offer customers a credit card through Synchrony Bank with a revolving credit limit to use again and again everywhere the Synchrony HOME Credit Card is accepted, including Best Buy Home Furnishings locations.

Use your Synchrony Car Care™ credit card for everything your car needs to stay on the go, including gas, tires, brakes, car repairs, maintenance, and more!

On qualifying purchases made with your More for You or Synchrony HOME™ credit card. 60 equal monthly payments required. Furniture purchases: $4,998 minimum purchase and 25% deposit required on all regular and custom orders. Mattress purchases: $3,998 minimum purchase and no deposit is required.

You can use your Synchrony Home Credit Card to make purchases at these retailers at a special price. If you're looking for a store card to use at Lowe's, you could check out the Lowe's Store Card. This card offers a 1.25 points per $1 on purchases at Lowe's and has a $0 annual fee.

The card only works at Synchrony's partner stores

The Synchrony card can be used at more than 16,000 partner retailers including Bassett, Conn's Home Plus and Mattress Warehouse. Use Synchrony's store locator to find merchants that accept the Synchrony Home credit card.

You will only be able to use your Synchrony card for cash withdrawals if it has a Visa or Mastercard, but even then, take a second look at whether it's worth it or not, because credit card cash advances are ridiculously expensive.

Rooms To Go credit card

Rooms To Go partners with Synchrony Bank to offer furniture financing to its consumers through a store credit card.

In addition to acceptance at thousands of merchants in the Synchrony Car Care network, the new card can be used for purchases at gas stations nationwide everywhere Discover is accepted.

Can I use my Synchrony Home mattress firm card anywhere? ›

You can use your card when making purchases from any merchant that accepts Visa/Mastercard debit cards worldwide.

The Synchrony Car Care credit card isn't designed to be your everyday card. It's accepted only at select gas stations, auto parts stores and auto repair shops nationwide. The card's website provides a locator map to search for participating merchants in your area.

Synchrony Bank specializes in co-branded store credit cards, offering a range of options for consumers looking to make purchases, earn rewards and build their credit.

With the card, you can pay down purchases interest-free for a set period of time, and Rooms to Go offers several repayment time frames. As with other store cards designed for financing, the Rooms to Go Credit Card, issued by Synchrony Bank, can be used in-store only and isn't meant for other purchases.